NOTICE OF YOUR FINANCIAL PRIVACY RIGHTS
This is our privacy notice for our customers. When we use the word "you" we mean the
following types of customers:
All of our consumer customers who have a continuing relations ship with us, such as:
Deposit Account
Loan Account
Safe deposit box
Self-directed Individual Retirement Account where we act as custodian or trustee
Financial, investment, or economic advisory services (for a fee)
We will tell you the sources for nonpublic personal information we collect on our customers. We will tell you what measures we take to secure that information.
We first define some terms.
WE,our and us means The Stanton State Bank
Nonpublic personal information means information about you that we collect in connection with providing a financial product or service to you. Nonpublic personal information does not include information that is available from public sources, such as telephone directories or government records.
An affiliate is a company we won or control, a company that owns or controls us, and a company that is owned or controlled by the same company that owns or controls us. Ownership does not mean complete ownership, but means owning enough to have control.
A nonaffiliated third party is a company that is not an affiliate of ours.
THE INFORMATION THAT WE COLLECT
We collect nonpublic personal information about you from the following sources:
Information we receive from you on applications or other forms
Information about your transactions with us
Information about your transactions with our affiliates
Information about your transactions with nonaffiliated third parties
Information from a consumer reporting agency
THE CONFIDENTIALITY, SECURITY AND INTEGRITY OF YOUR NONPUBLIC PERSONAL INFORMATION
We restrict access to non public personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard you nonpublic personal information.
NONPUBLIC PERSONAL INFORMATION AND AFFILIATES
We may disclose nonpublic personal information about you. Here are the kinds of nonpublic personal information we may disclose to our affiliates:
Transaction and experience information from our account records:
Information about your transactions and experience with us, such as
- Name
- Address
- Types of accounts
- Payment history
Federal laws allows us to disclose the information listed above with our affiliates. You do not have a right to opt out of the disclosure of this information.
TYPES OF AFFILIATES
We may disclose nonpublic personal information about you to the following types of affiliates:
Financial service providers, such as
-Securities broker-dealers
-Insurance agents
REASONS FOR DISCLOSURE
Here is why we may disclose nonpublic personal information about you to our affiliates:
To provide our customers with information about additional products and services
To evaluate our total relationship with you and our family of companies and give you the best price that relationship deserves
To give you the benefit of the entire customer relationship when paying overdrafts and determining credit limits
NONPUBLIC PERSONAL INFORMATION AND NONAFFILIATED THIRD PARTIES
Since we value our customer relationship with you, we will not disclose your nonpublic personal information to nonaffiliated third parties, except as permitted by law.
NONPUBLIC PERSONAL INFORMATION AND FORMER CUSTOMERS
We do not disclose nonpublic personal information about former customers
We want you, our valued customers, to understand our commitment to privacy issues and our use of confidential information. Our customers may obtain a copy of this policy at the following address: